Bad weather is affecting a limited number of regions, if your postcode starts with:
SA , SY, LD, CF, NP, HR, GL, OX, GU, PO, SL, HP, LU, AL, SG, CM, SS, RM, DA, ME, CT, TN, RH, BN, TR, PL, TQ, EX, TA,DT, BS, BA, SN, SP, BH, SO, RG, WD, UB, TW, KT, HA, NW, SW, SM, CR, BR, SE, WC, EC, N, EN, IG, E
you may have to wait a little longer than normal. Our delivery partners are doing their best but please be awarethere may be delays. We're sorry for any inconvenience this may cause.
Check 'My Account' to get your latest tracking updates.
1. Spend £100 or more in one order on Buy Now Pay Later. Each order must meet the £100 minimum order value. Delivery and installation services will not count towards the minimum order value. All products are contained within the offer page, access via shop now.
2. By entering VKEZN in the promo code box at checkout your order will be put on Buy Now Pay Later automatically. We’ll then credit 25% of the order value back to your account by 21st March 2024 or the dispatch date, whichever is later. We'll email you when we have applied the credit to your account.
Order must be placed online. If you return any item that makes your order drop below £100, the credit will be reversed. This can't be used inconjunction with other offers (entering any other promo code apart from VKEZN in checkout exclude you fromthis promotion). Offer live 25th January - 8th February 2024.
What is Buy Now Pay Later?
Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for upto 12months. The delayed payment period starts from the date oforder (including pre-ordered items and those not ready for immediate dispatch). Buy Now Pay later is subjecttoeligibility.
You can choose:
A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more.
A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more.
How interest is calculated?
Interest will be charged for the delayed payment period and the chosen repayment period.
Interest is calculated and compounded for the delayed payment period and repayment period and is charged toyouraccount at date of order as a lump sum. This calculationfactors in the planned payments that are requested during the repayment period. Your interest rate will bedetailed in checkout.
How to avoid paying interest?
You can avoid paying all interest for both periods by paying the cash price before the end of the delayedpaymentperiod. This can be done in one full payment or multiplepartial payments.
Making partial payments may result in a portion of the lump sum of compound interest being refunded at theend ofthe delayed payment period.
Remember if you choose not to pay the full cash price before the end of the delayed payment periodanyoutstanding balance plus the lump sum of compound interest appliedat the date of order will become payable.
How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose “Make a payment”, select “Pay Buy NowPayLater” and allocate your payment to the specific item(s) youwish to pay off. Alternatively, you can call us.
What happens after the delayed payment period?
If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sumofcompound interest will be payable across your chosen repaymentperiod. This will now be included in your account minimum payment request each month.
If you have made partial payments, but not cleared the full cash price before the end of the delayed paymentperiod, the outstanding balance plus a reduced lump sum ofcompound interest will become payable. The repayment amount agreed for the repayment period will remain thesame,meaning the repayment period may be shorter than originallyagreed.
If you have paid the cash price in full before the end of the delayed payment period, you will not pay anyinterest.
What is excluded from Buy Now Pay Later?
The costs for delivery, installation services and any warranty and insurance products cannot be placed onBuy NowPay Later. Buy Now Pay Later availability is subject to yourcredit and account status.
Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Littlewoodsaccount. Ifyou have a non-Buy Now Pay Later balance on your Littlewoodsaccount, you will still need to make at least your minimum payment as shown on your statement.
What is Buy Now Pay Later?
Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12months. The delayed payment period starts from the date of order (including pre-ordered items and those notready for immediate dispatch).
You can choose:
A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 ormore.
A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 ormore.
How interest is calculated?
Interest will be charged for the delayed payment period and the chosen repayment period.
Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment periodand repayment period and is charged to your account at date of order as a lump sum. This calculation factors inthe planned payments that are requested during the repayment period. Your interest rate is personal to you andwill be detailed in checkout.
How to avoid paying interest?
You can avoid paying all interest for both periods by paying the cash price before the end of the delayedpayment period. This can be done in one full payment or multiple partial payments.
Making partial payments may result in a portion of the lump sum of compound interest being refunded at the endof the delayed payment period.
Remember if you choose not to pay the full cash price before the end of the delayed payment period anyoutstanding balance plus the lump sum of compound interest applied at the date of order will becomepayable.
How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now PayLater" and allocate your payment to the specific item(s) you wish to pay off. Alternatively, you can callus.
What happens after the delayed payment period?
If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sum ofcompound interest will be payable across your chosen repayment period. This will now be included in your accountminimum payment request each month.
If you have made partial payments, but not cleared the full cash price before the end of the delayed paymentperiod, the outstanding balance plus a reduced lump sum of compound interest will become payable. The repaymentamount agreed for the repayment period will remain the same, meaning the repayment period may be shorter thanoriginally agreed.
If you have paid the cash price in full before the end of the delayed payment period, you will not pay anyinterest.
What is excluded from Buy Now Pay Later?
The costs for delivery, installation services and any warranty and insurance products cannot be placed on BuyNow Pay Later. Buy Now Pay Later availability is subject to your credit and account status.
Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Littlewoods account.If you have a non-Buy Now Pay Later balance on your Littlewoods account, you will still need to make at leastyour minimum payment as shown on your statement.
Credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only. 1 month = 28 days, 12 months = 12 calendar months.
